BANKING INFORMATION
Service Charges
Applicable charges for various banking and account-related services
01
Account Services
01
Savings Account Minimum Balance (With Cheque Facility)
₹ 1,000
02
Savings Account Minimum Balance (Without Cheque Facility)
₹ 500
03
Current Account Minimum Balance - Individuals
₹ 3,000
04
Current Account Minimum Balance - Institutions
₹ 5,000
05
Non Maintenance Charges - Savings Account
₹ 50 Per half yearly + GST
06
Non Maintenance Charges - Current Account
₹ 100 Per Half yearly + GST
07
Statement of Account
Minimum ₹ 50 + GST, for more than 5 pages each page ₹ 10 + GST
08
Current Account Folio Charges
₹ 25 Per Folio + GST (Half yearly)
02
Cheque & Account Documents
01
MICR Cheque Book Issue
₹ 2 Per Leaf + GST
02
Duplicate Passbook
₹ 50 + GST
03
Duplicate Fixed Deposit Receipt
₹ 100 + GST
04
Stop Payment of One Cheque Leaf
₹ 50 + GST
05
Stop Payment of ECS Debit
₹ 50 Per Instruction + GST
06
Closure of Savings Account Within 1 Year
₹ 100 + GST
07
Closure of Current Account Within 1 Year
₹ 200 + GST
03
ATM, NACH & Payment Services
01
NACH One Time Mandate Authorization
₹ 100 Per Mandate + GST
02
NACH / ECS Rejection or Cancellation
₹ 100 Per Return + GST
03
ATM Annual Maintenance Charges
₹ 100 Per Year + GST
04
Lost / Duplicate ATM Card
₹ 150 Per Card + GST
05
Cheque / ECS / NACH Inward Return Charges
₹ 350 Per Return
06
Cheque / ECS / NACH Outward Return Charges
₹ 100 Per Return + GST
04
Locker Services
01
Locker Break Open Charges
₹ 500 + GST
05
Loan Processing Charges
01
Salary Loan Processing Charges
₹ 1000 + GST
02
Housing Loan Processing Charges
₹ 500 + GST
03
Mortgage Loan Processing Charges
₹ 1000 + GST
04
Other Direct Loan Processing Charges
₹ 100 + GST
Important Notes
- GST and applicable taxes will be collected separately wherever applicable.
- Service charges are subject to revision from time to time as per Bank / RBI guidelines.
- Charges mentioned are indicative and may vary based on account category.