Terms & Conditions
Please read these terms and conditions carefully before accessing or using the official website of Virudhunagar District Central Co-operative Bank Ltd.
1. Acceptance of Terms
By accessing and using this website, you agree to comply with these Terms & Conditions and all applicable laws and regulations.
If you do not agree with any of these terms, please discontinue your use of the website.
2. Website Information
The information provided on this website is intended to give customers and visitors general information about the Bank, its products, services, facilities, notices and other banking-related information.
Important: Website information may be updated, modified or withdrawn from time to time without prior notice.
3. Accuracy of Information
The Bank makes reasonable efforts to keep the information published on this website accurate and up to date.
However, users should confirm the latest applicable interest rates, charges, eligibility requirements, terms and conditions and other details with the Bank or the concerned branch before making any financial decision.
Website Availability
The Bank may temporarily suspend, restrict or modify access to the website for maintenance, security updates, technical reasons or other operational requirements.
External Links
The website may contain links to third-party websites. The Bank is not responsible for the content, availability or privacy practices of external websites.
4. Use of Website
Users agree to use this website only for lawful purposes and in a manner that does not affect the availability, security or proper functioning of the website.
Users must not:
- Attempt to gain unauthorised access to the website or its systems.
- Use the website for fraudulent or unlawful activities.
- Attempt to interfere with website security or functionality.
- Upload or transmit malicious software or harmful content.
- Misuse information obtained from the website.
5. Intellectual Property
Unless otherwise stated, the content available on this website, including text, graphics, logos, images, design elements and other materials, belongs to or is used by the Bank with appropriate rights.
Such content should not be copied, reproduced, modified, distributed or commercially exploited without appropriate permission.
6. Banking Services
Information displayed on this website regarding banking products and services does not by itself constitute approval, sanction, commitment or contractual acceptance by the Bank.
All banking products and services are subject to applicable Bank rules, eligibility criteria, documentation requirements, regulatory guidelines and applicable terms and conditions.
7. Online Security
Customers are responsible for maintaining the confidentiality of their banking credentials and other sensitive information.
- Do not share your OTP with anyone.
- Do not disclose your ATM PIN or card credentials.
- Do not share internet banking passwords.
- Do not respond to suspicious banking messages or links.
- Always use official banking channels for financial transactions.
8. Limitation of Liability
The Bank shall not be responsible for any direct or indirect loss arising from reliance on information available on the website, interruption of website services, technical issues or circumstances beyond the Bank's reasonable control, to the extent permitted by applicable law.
9. Privacy
The collection and use of personal information through this website are governed by the Bank's Privacy Policy.
Users are advised to review the Privacy Policy for additional information regarding the handling and protection of personal information.
10. Changes to These Terms
The Bank reserves the right to modify, update or revise these Terms & Conditions at any time.
Updated terms will be published on this website. Continued use of the website after changes are published constitutes acceptance of the revised terms.